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First of all, compared to Comenity, the credit lines are much lower in my experience.Every Synchrony card I’ve had has started out with a limit of around

First of all, compared to Comenity, the credit lines are much lower in my experience.Every Synchrony card I’ve had has started out with a limit of around $1,000.I called back half an hour later hoping to get a hold of somebody more competent only to be connected to exactly the same rep I had talked to before. I’ve never experienced anything like this with a bank before: it felt like he was the only employee and I was the only customer.The point is, CSR roulette may be a little more difficult with Comenity.This card is interesting in that it offers unlimited 3.75% cash back for the first 90 days. This is one I’m curious about because of what looks to be a respectable rewards program. There’s a five cent per gallon discount on gas purchased at Walmart… Ten cents per gallon discount if you spend $300 per billing cycle; or a twenty-cent discount if you spend $1,000 per billing cycle.

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First of all, compared to Comenity, the credit lines are much lower in my experience.

Every Synchrony card I’ve had has started out with a limit of around $1,000.

I called back half an hour later hoping to get a hold of somebody more competent only to be connected to exactly the same rep I had talked to before. I’ve never experienced anything like this with a bank before: it felt like he was the only employee and I was the only customer.

The point is, CSR roulette may be a little more difficult with Comenity.

,000.I called back half an hour later hoping to get a hold of somebody more competent only to be connected to exactly the same rep I had talked to before. I’ve never experienced anything like this with a bank before: it felt like he was the only employee and I was the only customer.The point is, CSR roulette may be a little more difficult with Comenity.This card is interesting in that it offers unlimited 3.75% cash back for the first 90 days. This is one I’m curious about because of what looks to be a respectable rewards program. There’s a five cent per gallon discount on gas purchased at Walmart… Ten cents per gallon discount if you spend 0 per billing cycle; or a twenty-cent discount if you spend

First of all, compared to Comenity, the credit lines are much lower in my experience.Every Synchrony card I’ve had has started out with a limit of around $1,000.I called back half an hour later hoping to get a hold of somebody more competent only to be connected to exactly the same rep I had talked to before. I’ve never experienced anything like this with a bank before: it felt like he was the only employee and I was the only customer.The point is, CSR roulette may be a little more difficult with Comenity.This card is interesting in that it offers unlimited 3.75% cash back for the first 90 days. This is one I’m curious about because of what looks to be a respectable rewards program. There’s a five cent per gallon discount on gas purchased at Walmart… Ten cents per gallon discount if you spend $300 per billing cycle; or a twenty-cent discount if you spend $1,000 per billing cycle.

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First of all, compared to Comenity, the credit lines are much lower in my experience.

Every Synchrony card I’ve had has started out with a limit of around $1,000.

I called back half an hour later hoping to get a hold of somebody more competent only to be connected to exactly the same rep I had talked to before. I’ve never experienced anything like this with a bank before: it felt like he was the only employee and I was the only customer.

The point is, CSR roulette may be a little more difficult with Comenity.

,000 per billing cycle.

But still, I’ve received maybe 0 worth of freebies this year, which isn’t too bad, and hopefully the gravy train will continue.

I haven’t tested out buying gift cards with this thing, so I can’t guarantee you’ll get rewards.

They don’t so a ton of marketing promotions, though. It gives an extra 3% on all purchases done through the ebates portal, and in the regard it seems similar to the Upromise card, which I have written about here. Maxx, Marshall’s, Home Goods, and Sierra Trading Post; 1 cent on the dollar everywhere else.

You do get a certificate every year on your birthday, which is nice, and as with the Banana Republic card, there are occasional cardmember discounts.

But then, Brooks Brothers clothing is a little pricier than, say, Old Navy. The most interesting / frustrating one of the four we have.